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Fulgham Hamptom Law Group Blog

Jul 31

Even If Your Insurer Pays, It Might Still Be Bad Faith in TX

Bad Faith Insurance

Texas Supreme Court opinions on two recent “bad faith” claims are likely to change the way insurers do business in the Lone Star State.

In both cases, the policyholder submitted a claim to State Farm – one of the five worst insurers profiled in our Bad Faith Rogues Gallery earlier this year.

Both claims were denied coverage on the basis that the observed damage didn’t exceed either policy deductible. Only when first-party bad faith lawsuits were filed did this insurer attempt to take corrective action.

What exactly happened?

Below, we’re going to take a closer look at these cases, what “bad faith” means in Texas, and the changes expected in the handling (or mishandling) of future insurance claims due to [...]

Jul 28

How Do You Know If You Need Flood Insurance in Texas?

Flood Insurance | Homeowner Insurance Claims

Did you know that floods are the leading natural disaster to the U.S.? You may have at least noticed extreme weather events becoming more common.

So in a time when you’re more likely than ever to need it, you would think most homeowners insurance policies would count flood coverage as standard.

You should know, they don’t.

Now, Fort Worth doesn’t see hurricanes like coastal cities such as Houston. Still, the city — the entire DFW area, in fact — is located in the dead center in the northern-most part of a corridor known as Flash Flood Alley. This stretch of land from Central to Northern Texas is always hardest hit by precipitation each year.

Moreover, many parts of Fort [...]

Jul 27

Car Safety Features That Can Reduce Your Chances of a Crash in Texas

Auto Accidents | Auto Insurance Claims

The Insurance Institute for Highway Safety has been monitoring the relationship between auto safety features and driving fatalities for decades. The most recent improvements in safety technology seem to be making a notable impact. 

One IIHS report revealed a sharp drop in the likelihood of dying in a late-model vehicle involved in a car crash. They are attributing the 33 percent-plus decline in auto fatality risk over the last few years in large part to these improved design and tech features.

In today’s post, we detail what we’ve pegged the newest and best safety features in a motor vehicle on the roads and in current plans for production. 

Current Favorites for Texans among Car Safety Features

All of our choices [...]

Jul 18

You Were Injured by a Firework on the 4th – Can You Sue in Texas?

Fireworks Injuries

For as long as we Americans can recall, the fourth of July has always been celebrated with grand fireworks shows. As huge breathtaking fireworks illuminate the skyline of our favorite public squares, we ourselves might be setting off smaller shows at home.

Unfortunately, this tradition has a history of winding up less celebratory, more emergency for many. Reportedly, about 180 people seek treatment for fireworks-related injuries every day from mid-June to mid-July each year.

Fireworks can be dangerous — even the legal ones like sparklers. Safety experts warn that some of them burn hot enough to melt metals. Reckless use of fireworks can, and do, lead to severe injuries and even death.

Fireworks-Related Incidents Over July 4th Celebrations in

Jul 3

Swimming Pool Safety: How Texans Can Avoid Injuries This Summer

Swimming Pool Accidents

Summer is in full swing, and the Texas heat is here. Swimming pools are a great way to cool down and keep kids active over the summer. Without the right rules, however, swimming pools can also be very dangerous.

Did you know that 3,500 people die from drowning each year? In fact, drowning is the leading cause of accidental death in children between the ages of one and four. Further, other mishaps like slip-and-falls and diving accidents cause thousands of poolside injuries, too.

To help you and other Texans avoid swimming pool injuries this summer, we’ve put together a quick guide of swimming pool safety tips.

Never Leave Texas Children Unattended Near a Pool

Child drownings are often silent and [...]

Areas We serve Throughout Dallas/Fort Worth

Parker County
  • Aledo
  • Annetta
  • Annetta North
  • Annetta South
  • Azle
  • Hudson Oaks
  • Reno
  • Springtown
  • Weatherford
  • Willow Park
Johnson County
  • Alvarado
  • Briaroaks
  • Cleburne
  • Coyote Flats
  • Cross Timber
  • Godley
  • Grandview
  • Joshua
  • Keene
  • Rio Vista
Denton County
  • Argyle
  • Aubrey
  • Carrollton
  • Denton
  • Flower Mound
  • Frisco
  • Justin
  • Krum
  • Lake Dallas
  • Lewisville
  • Little Elm
  • Pilot Point
  • Ponder
  • Roanoke
  • Sanger
  • The Colony
Dallas County
  • Addison
  • Balch Springs
  • Carrollton
  • Cedar Hill
  • Cockrell Hill
  • Combine
  • Coppell
  • Dallas
  • DeSoto
  • Duncanville
  • Farmers Branch
  • Ferris
  • Garland
  • Glenn Heights
  • Grand Prairie
  • Grapevine
  • Highland Park
  • Hutchins
  • Irving
  • Lancaster
  • Lewisville
  • Mesquite
  • Ovilla
  • Richardson
  • Rowlett
  • Sachse
  • Seagoville
  • Sunnyvale
  • University Park
  • Wilmer
  • Wylie
Tarrant County
  • Arlington
  • Bedford
  • Benbrook
  • Blue Mound
  • Crowley
  • Edgecliff Village
  • Euless
  • Everman
  • Fort Worth
  • Grapevine
  • Haltom City
  • Haslet
  • Hurst
  • Keller
  • Kennedale
  • Lakeside
  • Lake Worth
  • Mansfield
  • North Richland Hills
  • Pantego
  • Richland Hills
  • River Oaks
  • Saginaw
  • Southlake
  • Westover Hills
  • Westworth Village
Fulgham Hampton Law Group