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Fulgham Hamptom Law Group Blog

May 18
2020

Language to Look for in Your TX Business Insurance Policy

Bad Faith Insurance | Business Insurance Claims | Business Interruption Insurance Claims | Coronavirus / COVID-19 | Insurance Claims

Lockdowns brought on from the COVID-19 pandemic have virtually decimated businesses around the country. Texas is no different, and our business owners around the state are struggling to reopen, too.

Most Texas business owners purchased business interruption insurance for these exact types of situations. However, even those who planned carefully for scenarios like this are finding out the hard way that the language surrounding insurance policies can be tricky.

It turns out the policies they’ve purchased don’t automatically allow for payouts when the interruption was from a viral outbreak or similar circumstances.

So, how do you know if your business can file a business interruption claim? There is specific legal language you need to look for and understand in [...]

Apr 11
2020

Flawed COVID-19 Tests: Whose Fault Is It, Manufacturer or Government?

Coronavirus / COVID-19 | Coronavirus Tests | Defective Products

Coronavirus cases continue to grow exponentially each day. One component of overcoming this virus has still not effectively been rolled out: the actual virus tests. In fact, early tests had faulty components that left many states behind in their COVID-19 response.

The Department of Health and Human Services is launching an investigation into the different test components to understand what manufacturing issues led to failure.

These tests were first distributed by the Centers for Disease Control and Prevention to states, so it brings up an interesting question. If the tests were faulty, who is responsible – the government or the manufacturer?

Assigning responsibility for product liability can be tricky, especially in Texas. There’s a lot to know about liability [...]

Areas We serve Throughout Dallas/Fort Worth

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