Fort Worth Tornado Insurance Attorney
Aggressive Insurance Claims Litigation — Tarrant County Tornado Damage Claim Lawyer
If you have lived through a Tornado in Northern Texas, you might find it unimaginable that an insurance company would deny a claim for this type of damage claim. Because the wind speed of tornadoes can reach more than 300 mph, policyholders can experience devastating financial losses in the form of property damage to their home, vehicle, business, or other buildings. Although many homeowners’ policies and commercial insurance policies provide coverage for damage from tornados, insurance companies have a powerful financial interest in delaying, denying, and lowballing payment of tornado damage claims.
Fort Worth tornado insurance attorneys at FH Law Group understand that insurance companies often put their own profits above investigating and paying their customer claims fairly and promptly. The attorneys at FH Law Group have the tenacity clients need when dealing with insurance carriers refusing to handle and fully pay tornado claims in a timely manner. Our clients benefit from our attorneys’ experience in collectively handling over a hundred trials. This background means that our clients have the litigation experience they need when taking on well-funded insurance companies with an army of adjusters, investigators, experts, and insurance defense attorneys.
Bad Faith Insurance Company Tactics – Tornado Damage Losses
Damage caused by a tornado to your home can be complete and total. The massive financial hardships that accompany tornado damage can be exacerbated by insurance companies acting in bad faith. Our Fort Worth insurance litigation lawyers work diligently to hold insurers accountable that deny policyholders the full cost of property repair or building replacement costs. Insurance companies use many approaches to evade their obligations to policyholders that include:
- Failing to pay claims promptly
- Refusing to conduct a proper and timely investigation and assessment of the damage claim
- Denying claims without a legitimate basis
- Offering lowball settlements
- Falsely alleging that the building does not comply with building code standards
Texas insurers owe their policyholders a fiduciary duty, so they must look for a basis to cover a claim rather than scour a policy for a basis to deny the claim. If the policy clearly indicates that tornados and related weather conditions like windstorms, hail, and rain are covered perils, the insurer must provide a reasonable justification for delaying or denying payment.
How Our Fort Worth Tornado Insurance Claims Attorneys Can Help
Many homeowners or business owners that do not retain legal counsel when dealing with property damage caused by a tornado receive modest settlements based on insufficient investigations. Although the insurance carrier might respond to a policyholder’s claim by sending an “impartial expert,” this individual knows which party to a claim pays his or her check.
Our dedicated lawyers do not merely accept the estimates from insurance adjusters. We hire our own contractors, roofers, and engineers that will work on behalf of policyholders rather than insurers. We work with these experts to conduct our own investigation and dissect the so-called independent report prepared by the insurance company’s experts. Working with our own team of experts, we generate an extremely detailed comprehensive estimate for the repairs or replacement.
Talk to an Experienced Fort Worth Tornado Damage Attorney Today
While insurance companies have a legal duty under Texas law to act in good faith when adjusting and paying claims for their policyholders, insurers can be tempted to put profits above clients. At FH Law Group, we tenaciously pursue the full range of benefits for our clients in Fort Worth and the surrounding areas of Tarrant County. Contact us today for a FREE consultation at (817) 697-4400 or visit our website.