If you have lived through a Tornado in Northern Texas, you might find it unimaginable that an insurance company would deny a claim for this type of damage claim. Because the wind speed of tornadoes can reach more than 300 mph, policyholders can experience devastating financial losses in the form of property damage to their home, vehicle, business, or other buildings. Although many homeowners’ policies and commercial insurance policies provide coverage for damage from tornados, insurance companies have a powerful financial interest in delaying, denying, and lowballing payment of tornado damage claims.
Fort Worth tornado insurance attorneys at FH Law Group understand that insurance companies often put their own profits above investigating and paying their customer claims fairly and promptly. The attorneys at FH Law Group have the tenacity clients need when dealing with insurance carriers refusing to handle and fully pay tornado claims in a timely manner. Our clients benefit from our attorneys’ experience in collectively handling over a hundred trials. This background means that our clients have the litigation experience they need when taking on well-funded insurance companies with an army of adjusters, investigators, experts, and insurance defense attorneys.
Bad Faith Insurance Company Tactics – Tornado Damage Losses
Damage caused by a tornado to your home can be complete and total. The massive financial hardships that accompany tornado damage can be exacerbated by insurance companies acting in bad faith. Our Fort Worth insurance litigation lawyers work diligently to hold insurers accountable that deny policyholders the full cost of property repair or building replacement costs. Insurance companies use many approaches to evade their obligations to policyholders that include:
- Failing to pay claims promptly
- Refusing to conduct a proper and timely investigation and assessment of the damage claim
- Denying claims without a legitimate basis
- Offering lowball settlements
- Falsely alleging that the building does not comply with building code standards
Texas insurers owe their policyholders a fiduciary duty, so they must look for a basis to cover a claim rather than scour a policy for a basis to deny the claim. If the policy clearly indicates that tornados and related weather conditions like windstorms, hail, and rain are covered perils, the insurer must provide a reasonable justification for delaying or denying payment.
How Our Fort Worth Tornado Insurance Claims Attorneys Can Help
Many homeowners or business owners that do not retain legal counsel when dealing with property damage caused by a tornado receive modest settlements based on insufficient investigations. Although the insurance carrier might respond to a policyholder’s claim by sending an “impartial expert,” this individual knows which party to a claim pays his or her check.
Our dedicated lawyers do not merely accept the estimates from insurance adjusters. We hire our own contractors, roofers, and engineers that will work on behalf of policyholders rather than insurers. We work with these experts to conduct our own investigation and dissect the so-called independent report prepared by the insurance company’s experts. Working with our own team of experts, we generate an extremely detailed comprehensive estimate for the repairs or replacement.
Talk to an Experienced Fort Worth Tornado Damage Attorney Today
While insurance companies have a legal duty under Texas law to act in good faith when adjusting and paying claims for their policyholders, insurers can be tempted to put profits above clients. At FH Law Group, we tenaciously pursue the full range of benefits for our clients in Fort Worth and the surrounding areas of Tarrant County. Contact us today for a FREE consultation at (817) 697-4400 or visit our website.
The Fulgham Hampton Law Group legal team of injury lawyers provides you with skilled litigators that have tried over 100 jury trials in Texas with expertise in matters ranging from car accident cases, complex cases with insurance companies and skilled settlement negotiations. Our injury lawyers are here to help you navigate the complex legal system and make important decisions to ensure you are fairly compensated for your injuries.
Our legal team of personal injury lawyers has over 45+ years of experience and over 100 jury trials in Texas. Our personal injury attorneys have a stellar reputation for dealing with insurance companies, negotiating favorable settlements with insurance companies, providing a thorough and prompt investigation and fighting to make sure you receive all the compensation your entitled to under the law.
We Get Results
Once you entrust us with your case, we commit to you and your cause and work tirelessly to get you the compensation you deserve. Because we limit the number of cases we accept, our injury attorneys and staff are able to focus on your case and commit the time and resources necessary to achieve the best possible result. We promise you that your case will be handled with compassion and the personal attention and detail you deserve!
Working with this firm was the right decision. From start to finish, everyone knew me by name, treated me respectfully, and gave my case the required attention. Communication was clear and responses were prompt. Not to mention a great outcome. Definitely recommend.Todd S.
The best car accident lawyers you could possibly find in fort worth! They really take care of you and make sure you get the best settlement you could hope for. You will not be disappointed if you work with these people. Super nice and they really care about your situation! Thank you!Kate H.
Excellent customer service throughout the entire process. I would highly recommend this firm. Although ALL of the interactions with the office staff were amazing, hopefully you will get the pleasure of working with Rachel. She was so helpful, kind and professional.Wendi S.
Professional, responsive and helpful. contacted Jeff's on the referral of a friend and not only has every contact with the office been prompt and courteous thanks to Trish and Rachel, Jeff has been a great help. He patiently listened to my explanations and asked me questions to better understand my need, things other attorneys have not done prior to him. He got me answers to issues I had approached me with.Obiora E.
Absolutely delivered exactly what Jeff said he would case dismissed anything you need I highly recommend them thank you again guys so much ????????????????????Jethro T.