Whether you have submitted a claim to your homeowners insurance company for damage to your residence or to your auto insurance carrier for underinsured motorist benefits, an underpaid claim can wreak financial havoc. Policyholders who have consistently made premium payments justifiably expect their insurance carrier to fully investigate their claim and offer a fair settlement. Despite the reasonable nature of this expectation, insurance companies are businesses. Money paid out as insurance benefits to resolve claims means that shareholders receive less. The incentive to maximize profits often leads insurance companies to offer lowball settlements that do not come close to covering the expenses associated with a policyholder’s loss. Fort Worth underpaid insurance claims attorneys at FH Law Group anticipate the strategies used by insurance companies to lowball claims while pursuing the actual benefits owed to clients.
Under Texas law, insurance companies owe a fiduciary relationship to their insured. This means that the insurer must observe an obligation of good faith and fair dealing when handling policyholder claims. While many forms of conduct constitute a violation of this duty, two tactics are particularly relevant to underpaid insurance claims. Insurers might engage in acts designed to promote unjustified delays in paying a claim or offer a settlement substantially less than the actual value of a claim. These acts might expose an insurer to tort liability for insurance bad faith. Bad faith liability could mean the recovery of damages beyond mere payment of the claim, such as punitive damages.
The Fulgham Hampton Law Group legal team of injury lawyers provides you with skilled litigators that have tried over 100 jury trials in Texas with expertise in matters ranging from car accident cases, complex cases with insurance companies and skilled settlement negotiations. Our injury lawyers are here to help you navigate the complex legal system and make important decisions to ensure you are fairly compensated for your injuries.
Our legal team of personal injury lawyers has over 45+ years of experience and over 100 jury trials in Texas. Our personal injury attorneys have a stellar reputation for dealing with insurance companies, negotiating favorable settlements with insurance companies, providing a thorough and prompt investigation and fighting to make sure you receive all the compensation your entitled to under the law.
We Get Results
Once you entrust us with your case, we commit to you and your cause and work tirelessly to get you the compensation you deserve. Because we limit the number of cases we accept, our injury attorneys and staff are able to focus on your case and commit the time and resources necessary to achieve the best possible result. We promise you that your case will be handled with compassion and the personal attention and detail you deserve!
Working with this firm was the right decision. From start to finish, everyone knew me by name, treated me respectfully, and gave my case the required attention. Communication was clear and responses were prompt. Not to mention a great outcome. Definitely recommend.Todd S.
The best car accident lawyers you could possibly find in fort worth! They really take care of you and make sure you get the best settlement you could hope for. You will not be disappointed if you work with these people. Super nice and they really care about your situation! Thank you!Kate H.
Excellent customer service throughout the entire process. I would highly recommend this firm. Although ALL of the interactions with the office staff were amazing, hopefully you will get the pleasure of working with Rachel. She was so helpful, kind and professional.Wendi S.
Professional, responsive and helpful. contacted Jeff's on the referral of a friend and not only has every contact with the office been prompt and courteous thanks to Trish and Rachel, Jeff has been a great help. He patiently listened to my explanations and asked me questions to better understand my need, things other attorneys have not done prior to him. He got me answers to issues I had approached me with.Obiora E.
Absolutely delivered exactly what Jeff said he would case dismissed anything you need I highly recommend them thank you again guys so much ????????????????????Jethro T.