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Fulgham Hamptom Law Group Blog

Nov 14
2018

Top Reasons Why Texas Homeowners File Insurance Claims

Bad Faith Insurance | Homeowner Insurance Claims | Insurance Claims

Your house is likely your largest and most valuable asset, and chances are you have a homeowners’ insurance policy to protect it.

If you’ve ever filed a claim, however, you may have discovered that your expectations about your insurer didn’t match up with reality. They ignored you. They kept delaying and delaying. They made up an excuse to deny your claim.

It’s an unfortunately reality that many insurers will do whatever they can to avoid paying out, and you have to know the best way to deal with home insurance claims to make sure you don’t become a victim.

Wondering if your situation is even worth filing a claim? Check out these common reasons Texans file home insurance claims:[...]

Nov 1
2018

Types of Insurance Bad Faith Practices Texans Should Watch Out For

Bad Faith Insurance

You may have been affected by bad faith insurance if you were denied for no apparent reason.

In this post, we’re going to teach you about the different ways that insurance companies can act in bad faith and what Texans can do to fight back and demand their rightful insurance benefits.

What Is Bad Faith Insurance?

Before going further, we should define bad faith insurance. Quite simply, it’s when an insurance company does not deliver the promised benefits to an individual who holds a valid insurance policy.

When you purchase a policy, you expect the company to act in good faith. That when you file a claim, they will investigate it without bias and communicate with you in a [...]

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