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Fulgham Hamptom Law Group Blog

Nov 14
2018

Top Reasons Why Texas Homeowners File Insurance Claims

Bad Faith Insurance | Homeowner Insurance Claims | Insurance Claims

Your house is likely your largest and most valuable asset, and chances are you have a homeowners’ insurance policy to protect it.

If you’ve ever filed a claim, however, you may have discovered that your expectations about your insurer didn’t match up with reality. They ignored you. They kept delaying and delaying. They made up an excuse to deny your claim.

It’s an unfortunately reality that many insurers will do whatever they can to avoid paying out, and you have to know the best way to deal with home insurance claims to make sure you don’t become a victim.

Wondering if your situation is even worth filing a claim? Check out these common reasons Texans file home insurance claims:[...]

Jun 29
2018

Filing a Business Insurance Claim? Steps Texas Companies Should Take

Business Insurance Claims | Insurance Claims

Adverse events can be devastating to small and midsize businesses. Lost inventory, property, and income resulting from events such as fires, flooding or criminal activity can be enough to bring a small business to its knees, as can liability claims from customers injured on your business property.

Fortunately, business insurance can help you recover some of these damages. Unfortunately, filing a business insurance claim is often an in-depth process that may require a little homework on your part.

Below, we cover the steps for filing a business insurance claim, and provide guidelines for troubleshooting inadequate settlements.

Steps for Filing a Business Insurance Claim in Texas

  • Contact your insurer and insurance agent as soon as possible: Your insurance provider
[...]
Mar 8
2018

When Is It Time to File a Business Insurance Claim in Texas?

Business Insurance Claims | Insurance Claims

The purpose of business insurance is to protect your business from harmful events such as property damage, theft, and liability claims. These events can be devastating for a business, particularly a smaller business operating on a narrow margin.

Unexpected events are unfortunately common in business, and it’s estimated that 40% of small businesses will file business insurance claims within the next 10 years. However, this doesn’t necessarily mean that it’s always to your advantage to file a claim. Whether or not you should file a claim for a particular incident will depend on a number of factors, including the cost of damages incurred, what’s covered in your policy, and your deductible.

Below, we’re going to look at when it’s to [...]

Areas We serve Throughout Dallas/Fort Worth

Parker County
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