Fulgham Hamptom Law Group Blog

Why Is Your Texas Homeowner’s Insurance Denying Your Claim?

By: Fulgham Hampton Law Group

Homeowner Insurance Claims | Insurance Claims

While homeowners carefully choose a policy to ensure financial relief should any damage occur to what is likely their most valuable asset, sometimes all their hard work doesn’t matter. Sometimes, insurers simply don’t hold up their end of the bargain, doing everything in their power to delay or deny claims that should be completely valid.

What far too many people don’t realize is that they don’t have to accept this kind of behavior. There are ways to dispute the settlement that your insurer offers you. You can do this on your own or, if you believe it’s warranted, you have the right to work with a knowledgeable Texas homeowners insurance claims attorney to take legal action against them.

Before doing [...]

Top Reasons Why Texas Homeowners File Insurance Claims

By: Fulgham Hampton Law Group

Bad Faith Insurance | Homeowner Insurance Claims | Insurance Claims

Your house is likely your largest and most valuable asset, and chances are you have a homeowners’ insurance policy to protect it.

If you’ve ever filed a claim, however, you may have discovered that your expectations about your insurer didn’t match up with reality. They ignored you. They kept delaying and delaying. They made up an excuse to deny your claim.

It’s an unfortunately reality that many insurers will do whatever they can to avoid paying out, and you have to know the best way to deal with home insurance claims to make sure you don’t become a victim.

Wondering if your situation is even worth filing a claim? Check out these common reasons Texans file home insurance claims:[...]

Your Guide to Filing a Roof Insurance Claim in Texas

By: Fulgham Hampton Law Group

Homeowner Insurance Claims | Roof Insurance Claims

 

Roofs are one of the most expensive repairs a homeowner can make. Worse, the severe weather here in Texas can lead to frequent roof damage. Even if your insurance covers roof repairs, navigating the insurance claim process is often stressful, requiring several follow-ups with insurance adjusters, roofing contractors, and potentially even your mortgage company.

To make roof insurance claims more painless and maximize the chance of payment for your claim, we’ve provided some helpful tips and tricks, as well as common mistakes to avoid.

To successfully file a roof insurance claim, it’s important to document the damage and contact your insurance provider as soon as possible. You should also select your contractor [...]

The Best Way to Deal with Texas Home Insurance Claims

By: Fulgham Hampton Law Group

Homeowner Insurance Claims

When your home is damaged, you want to get it repaired quickly and correctly – and you expect your home insurance provider to cover your costs.

Unfortunately, as many people discover when they file a claim, the expectations they have about their insurer don’t always match the reality. In this post, we’ll help you understand how the claims process works so you can ensure that everything goes smoothly and your insurer treats you fairly.

Check your policy. Before you call your insurance agent, look over your policy to make sure you truly understand your coverage. Depending on the damages you’ve incurred, it may be easier to pay for it yourself rather than filing a [...]