Flood Insurance in Texas: An Overview

Flood Insurance | Homeowner Insurance Claims | Insurance Claims

One of the most affordable insurance policies a Texan can buy? Flood Insurance.

One of the least-purchased insurance policies in Texas? Also Flood Insurance.

One of the top reasons why Texas homeowners file insurance claims? Flooding.

Reportedly, 71% of Texas residences identified as being located in high-risk flood zones do not have coverage for flood waters.

There are a number of contributing factors to that – perception that flood risk is low, that it’s not required to by law, (mistakenly) believing it’s covered by another policy, bad faith claims leaving folks feeling like a policy isn’t going to pay out anyway. The fact remains, however, that your home is probably your biggest asset… and the policies you own — very [...]